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![Photo NZ citizen](https://production-media-accuro.s3.ap-southeast-2.amazonaws.com/public/hero-images/0ed87bbb6c/Photo-NZ-citizen__FitMaxWzMxMCwyOTJd.png)
New Zealand citizens and residents
Make sure you and your family stay healthy with our SmartCare range, our top rated products.
See our policies![](https://production-media-accuro.s3.ap-southeast-2.amazonaws.com/public/hero-images/c11c8fa8c9/Teal-Work-Via-holder__FitMaxWzMxMCwyOTJd.png)
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Work visa holders
Get cover with SmartStay, New Zealand’s only health insurance product for people here on a visa for less than two years.
See our policies![](https://production-media-accuro.s3.ap-southeast-2.amazonaws.com/public/hero-images/87d8c67814/Teal-Kids__FitMaxWzMxMCwyOTJd.png)
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Kids only health insurance
Gift your child, grandchild or dependent a health insurance policy without having to take one out yourself.
See our policies— Marie Louise, HastingsIt was such a pleasure dealing with Accuro. The whole process was done online and I was kept in the loop the whole time. Even their documents were easy to complete online making the whole experience a breeze.
Breaking down some common terms
Learn what a premium is, how an excess works, and why you need to disclose pre-existing conditions.
![Screen Shot 2018 08 29 at 9.44.02 AM](https://production-media-accuro.s3.ap-southeast-2.amazonaws.com/public/Uploads/4e8c940806/Screen-Shot-2018-08-29-at-9.44.02-AM.png)