Available on SmartCare, SmartCare+ and SmartStay.
Offer not available on Day to Day or KidSmart.
If you'd like to look at our individual policies first, you can do this in the personal policies section.
SmartCare provides comprehensive health insurance for people who want to take care of their wellbeing. It is a lower cost option to our top-rated SmartCare+ product, whilst retaining most of the key benefits.
SmartStay is the only health insurance product available in New Zealand to people who are coming to visit or work on a visa valid for less than 2 years*.
SmartStay gives you all the benefits that you expect from a quality health insurance product including cover for urgent treatment in hospital, and also gives you the option to add cover for GP and nurse consultations as well as prescription drugs and laboratory tests.
*On a work or visitor visa between 3 months and two years. If you have cover under New Zealand's public health system, held a work visa for more than two years, or have obtained a visa for more than two years, then you are eligible for SmartCare.