District Health Boards
Did you know that Accuro was founded for health care professionals working in New Zealand's hospitals?
That was in 1971 but today, still more than half of our members are from the health sector. They come to us because they know that we are the experts in health insurance.

Special Offer: 5% discount for the life of your policy.
Available on SmartCare, SmartCare+ and SmartStay.
Offer not available on Day to Day or KidSmart.
If you'd like to look at our individual policies first, you can do this in the personal policies section.
SmartCare
SmartCare provides comprehensive health insurance for people who want to take care of their wellbeing. It is a lower cost option to our top-rated SmartCare+ product, whilst retaining most of the key benefits.
Key benefits
- General surgery $300,000
- Oral surgery $300,000
- Cancer treatment $65,000
SmartCare+
SmartCare+ is Accuro’s top rated individual product for those who make their health a top priority.
Key benefits
- General surgery $500,000
- Oral Surgery $300,000
- Non-PHARMAC subsidised drugs
SmartStay
SmartStay is the only New Zealand health insurance product for people who are coming to visit or work on a visa valid for less than 2 years*.
SmartStay gives you all the benefits that you expect from a quality health insurance product including cover for urgent treatment in hospital, and also gives you the option to add cover for GP and nurse consultations as well as prescription drugs and laboratory tests.
Key benefits
- General surgery $150,000**
- Oral surgery (including wisdom teeth removal) $150,000**
- Cancer treatment $65,000
*On a work or visitor visa between 3 months and two years. If you have cover under New Zealand's public health system then you are eligible for our SmartCare range. This usually happens when you have held a work visa or visas for more than two years.
**Per claim