Accuro members have access to active benefits like these:

Best Doctors gives our members unlimited access to over 50,000 of the world's leading specialists at no extra cost to them.

If you or a loved one is facing depression, anxiety, or a related condition and feel like your current treatment plan isn’t working or your condition isn’t improving, the Mental Health Navigator (MHN) by Best Doctors and Accuro can help.

The Accuro Health Hub is our online health and wellbeing platform, available on your PC and a smartphone App, which asks you some questions about your lifestyle and then provides you with some great insights into how you can make changes to improve and track your health and wellbeing.

Accuro provides free access for all its members to the SkinVision app which can help detect skin cancer at an early stage when it's most treatable.

Urgent GP care is now possible. CareHQ gives you access to virtual consultations by real doctors available – 7 days a week, 7am-7pm.

Tinnibot is the world’s first virtual coach that provides tinnitus support that is available to you anytime, anywhere.


Accuro provides free bowel screening kits as a loyalty benefit for members after three years of continuous cover and then every three years following.

Please note that due to Covid-19 related shipping delays, we have implemented an alternative process for redeeming this benefit. Please contact us for more details.

Not an Accuro member yet?

Most of our active benefits are available from day one of your policy.

It's quick and easy to apply online and you can get your policy in as little as 15min.


SmartCare+ is Accuro’s top rated individual product for those who make their health a top priority.

Key benefits

  • General surgery $500,000
  • Oral Surgery $300,000
  • Non-PHARMAC subsidised drugs

Learn more about SmartCare+


SmartStay is the only health insurance product available in New Zealand to people who are coming to visit or work on a visa valid for less than 2 years*.
SmartStay gives you all the benefits that you expect from a quality health insurance product including cover for urgent treatment in hospital, and also gives you the option to add cover for GP and nurse consultations as well as prescription drugs and laboratory tests.

Key benefits

  • General surgery $150,000**
  • Oral surgery (including wisdom teeth removal) $150,000**
  • Cancer treatment $65,000

Learn more about SmartStay

*On a work or visitor visa between 3 months and two years. If you have cover under New Zealand's public health system, held a work visa for more than two years, or have obtained a visa for more than two years, then you are eligible for SmartCare.

**Per claim