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Specialist plan

You can protect your health even further by adding Specialist plan to your Hospital and Surgical base plan.

With the Specialist plan you're covered for up to $4,000 a year for the costs of visiting a registered specialist as well as another $4,000 for diagnostic tests referred by registered medical practitioners or specialists. There's no excess to pay for claims with our Specialist plan - and you are covered from day one.

Diagnostic tests covered:

  • Bone density scans
  • Allergy and audio testing
  • Ultrasounds
  • Mammograms
  • X-rays
  • Ambulatory blood pressure
  • Holter monitoring of the heart
  • Electrocardiograpy (EEC)
  • Electromyography (EMG)
  • Electroencephalograms (EEG)
  • Nerve conductions
  • Stress echocardiograms
  • Urodynamic assessments
  • Dobutamine and transoesphageal  
    echocardiography. 

Cover for up to $1,500 a test:

  • Nuclear scanning
  • Cardioversion

Cover doesn't include:

  • Psychologists
  • Psychiatrists
  • Obstetricians

 

Examples of specialists covered:

  • Cardiac surgeons
  • Cardiologists
  • General surgeons
  • Neurosurgeons
  • Paediatricians
  • Urologists
  • Ophthalmologists
  • Gynaecologists
  • Oncologists
  • Gastroenterologists
  • Orthopaedic surgeons 
  • Ear, nose and throat specialists.

 

 

Plus, you get free Melanoma checks every three years (up to $200 a year). And after three years of having a Specialist plan you're also covered for up to $1,000 a year for the costs of obstetric procedures due to complications of pregnancy.