When you take out health insurance with us you instantly become a member of Accuro. It means you get fantastic personal service and a higher level of cover for very low premiums – plus you have a say in everything we do. And because we’re non-profit organisation owned by our members you can rest easy knowing that your best interests will be well looked after.

Great cover for super low premiums

Because we truly care about the health of our members our SmartCare health insurance plan has been uniquely designed to cover every aspect of your health. It even covers the costs of natural therapies, lab tests and contact lenses. And all for very low premiums. What's more, dependent children up to 25 years of age are covered on child premium rates, saving you even more money.

Your choice of provider

Unlike some health insurance plans, our SmartCare health insurance plan allows you to choose who you want to receive your treatment from, not who your insurer chooses - although we'd be more than happy to provide suggestions. It means you have total control of the treatment process and comfort in knowing that your provider is someone you trust, while still being covered for the cost of your care.

Fantastic personal service

As a member of Accuro you get the highest level of personal service. We take time to listen and understand your needs, and go out of our way to make things as easy and as stress-free as possible for you. Our stringent internal processes also ensure your enquiries are answered promptly and claims are turned around quickly and efficiently. Here, you're not just a policy number. Our staff know our members by name and you're treated with total respect and the highest level of confidentiality every time.

Long, proud history

We've been providing quality health insurance to doctors and nurses for almost 40 years (under the name of HSWS Health Care). As health insurers to health professionals we are experts in our field. And now you, too, can protect your health with people who truly understand health insurance. See what others say about their experience with us.