Nothing is more important than your health. At Accuro, we believe your health is the most important asset you have. As a non-resident of New Zealand, you’re probably not covered by the public health system if you get sick.

 At Accuro, we offer you more flexibility with a comprehensive SmartStay+ product designed to provide you with more care during your stay in New Zealand. You can enhance your SmartStay plan by upgrading to SmartStay+, which increases your cover to include specialist and diagnostic consultations.   At Accuro, we have been providing our members with access to private medical treatment since 1971. For over 40 years, we’ve built up a wealth of experience and understanding of what our members need. This is reflected in the market-leading flexibility of our products.


Building your plan

With SmartStay+, you receive a tailored solution to your health insurance needs. With the SmartStay plan, you are covered for just about every cost associated with hospital and surgical care, even oral surgery. With the upgrade to SmartStay+, you also have access to specialist and diagnostic consultations.

The SmartStay+ plan provides a range of excess options from $0–$4,000 for Hospital and Surgical care, which can help bring down the cost of premiums to fit within your budget. Specialist consultations and diagnostic testing have no excess. SmartStay+ You can protect your health even further with SmartStay+, which provides extra cover for specialist and diagnostic consultations.


General surgery

You are covered for procedures including private or public hospital costs, surgeons’ fees, pre-operative and postoperative diagnostics, consultations and tests up to $150,000 per claim.

Non-surgical cancer treatment

If you are diagnosed with cancer, you will be covered up to $25,000 per course of treatment, up to $65,000 per person per policy year.

Private or public hospital admission

If you require admission to a private or public hospital but do not require surgery, you are covered up to $65,000 per person per policy year. These costs include diagnostics, consultations and tests within six months of admission to a private hospital.

Dependant cover

Dependant premium rates are applicable for dependants up to the age of 25. 

Major diagnostic procedures 

You are covered for major diagnostic procedures such as angiograms, endoscopies, MRI scans, CT scans and/or MP scans, with or without admission to a private or public hospital. See the policy document for the full list of procedure limits.

Specialist consultations and diagnostic testing

You are covered for specialist consultations such as visits to cardiologists, gynaecologists and ear, nose and throat specialists and diagnostic testing such as ultrasounds, bone density scans, mammograms and allergy testing up to $4,000 per policy year. No excess.